UNAIR NEWS听– The 4th industrial revolution is the new generation of industrial revolution covering various types of technology, from 3D听printing听,听robotics, to new types of materials and automation systems.听Student Executive Board (BEM) UNAIR held听an International Seminar as one of the series of听International Development Student Conference听.听The international seminar entitled The 4听th听Industrial Revolution was held on Friday, 听(10/11).
“By discussing the current issue on industrial revolution in a student conference and this seminar, hopefully it can improve the network among students.听We from the Faculty of Economics and Business (FEB) officially opened this event, “said Dr.听Rudi Purwono, Vice Dean I FEB UNAIR when giving a speech.
In the first session, the seminar held at the Fadjar Notonegoro Hall, was attended by Members of the Board of Commissioners of the Financial Services Authority (OJK) Ahmad Hidayat, MBA and Henry Pariaman from PT. Pembangkit Listrik Jawa-Bali.听In that occasion, Ahmad explained various examples of businesses on听financial technology.
“The collaboration and development of Gojek, Buka Lapak, and other businesses show that听financial technology听provides space to grow so that it will provide a different experience for users,” said Ahmad.
Ahmad also explained that OJK is preparing a听regulatory sand box, which is a trial container for technology-based enterprises.听Later, after graduating from the听sand box, they certainly will be accepted by the market.听In addition, OJK does not discriminate programs by sector, for example in the field of tourism, currently the growth of the tourism sector is very high.
“The start-up tax itself should be balanced between听promote growth听and听generate income.听If the tax is too high, then the听start-up听will not grow.听But otherwise if it is too straight, the management won鈥檛 be good, “explained Ahmad.
Furthermore, to keep up with the current pace of technological developments, Ahmad explained that OJK is constantly striving to strategize so that entrepreneurs are not skeptical about the guarantee of lending capital.听In fact,听future income, cash flow, trust management can be used as collateral.
“It’s just a matter of communication.听OJK does not stay quiet, but it continues to encourage small businesses in the village.听Then from the听supply side, we encourage banks to give loans.听Meanwhile, from the听demand side, we encourage small businesses to be听bankable, “he concluded.
Author: Siti Nur Umami
Editor: Nuri Hermawan
