UNAIR NEWS 鈥聽A lecturer and students of the Faculty of Economics and Business (FEB)聽聽(UNAIR) have made another brilliant achievement. The paper by Dr. Dina Fitrisia Septiarini SE MM Ak, Mir鈥檃tun Nisa鈥, and Putri Pramita successfully passed the qualified for an international conference, 3rd International Congress on Islamic Finance and Accounting (IIFAC) 2022, held by Hasan Kalyoncu University, Turkiye.
The IIFAC 2022 international conference is conducted on a聽hybrid聽basis manner.聽Through this event, Islamic economics academics from various countries exchange ideas about journals and books from聽papers聽presented by participants.
Mir鈥檃tun Nisa鈥, the team leader, said that she and her team had previously sent the聽extended abstract聽to the organizers.聽Then, they received an invitation from the organizer to do聽an oral presentation.
鈥淎lhamdulillah,聽we got the LoA email to present the聽paper聽at the event,鈥 she said gratefully.
Sharia P2P lending products in Indonesia
Initially, the team planned to go to Turkiye to attend the international conference.聽However, due to the tight聽timeline, several recommendations from alumni and lecturers currently studying in Turkiye, and several other things, the team decided to participate online.
鈥淭he topics covered in IIFAC 2022 included Islamic Finance, Islamic Economics, Islamic Insurance, Islamic Business, and other issues in Islamic financial institutions,鈥 she added.
The student from Gresik explained the issues raised by the UNAIR FEB Islamic Economics Department Team. The team raised issues related to factors that affect public trust in Peer to Peer (P2P) Sharia Lending products in Indonesia.
Furthermore, Putri Pramita explained that from the research results, the team found a significant positive effect between the level of margin and financial goals on the borrower鈥檚 decision to use Sharia P2P Lending.
鈥淢eanwhile,聽indebtedness聽and聽financial size聽were found to have no significant effects on the decision to use sharia P2P lending,鈥 he explained.
The student, known better as Mita, hoped that the聽paper聽presented by the team can contribute to the development of science and teaching of Islamic economics, not only on a national scale, but also international scale.
鈥淲e hope that this聽paper聽can increase public awareness regarding various Islamic financial products that continue to grow,鈥 he said.聽(*)
Author: Sandi Prabowo
Editor :聽 Binti Q Masruroh
